About Us
Horizon Professional Consultancy offers comprehensive claims solutions and consulting services for major product lines. Generally acting on the instructions of an insurance company,we will take instructions from an insurer to make an inspection of damage, investigate and report the cause and make recommendations regarding how best to reinstate the damage or settle the claim. In most typical cases the settlement of the claim is ultimately determined by the contract of insurance (the insurance policy) between the insurer and insured parties. Most of our staff are Chartered Loss Adjusters and our services include the following:
- Property and casualty claims
- Work Injury investigations
- Legal liability and settlement
- Building damage assessment
- Pre risk & Damage surveying services for the insurance market and their clients
our team

Kenneth Kee
Principal Consultant
Kenneth Kee is a lawyer by training and joined the loss adjusting profession in 1997, handling a wide range of general insurance losses in Singapore and the South-east Asian region. He is conversant in Malay and major Chinese languages/dialects.
Besides specializing in liability claims, Kenneth is also a Chartered Loss Adjuster and have had first-hand experience handling claims at international insurance companies. He is now a principal consultant at Horizon Professional Consultancy, managing the office in Singapore and looks after training and quality control.
Terry Toh
Loss Adjuster
Terry is an accountant by training having graduated with an accountancy degree from New Zealand. He obtained the ACLA in 2005. He also holds an industrial skills certificate in electrical wirings from the Institute of Technical Education, Singapore. Prior to joining Horizon, Terry had nearly 20 years of experience working for international loss adjusting firms, Re-insurer and Insurance intermediary.

Andrew Lin
Loss Adjuster
Having graduated from the National University of Singapore with honours in Business Administration in 2009, Andrew Lin joined the firm and acquired his Diploma in General Insurance & Risk Management shortly thereafter.
He has managed most classes of general and motor insurance adjustments and have investigated claims in Malaysia. Andrew is now pursuing his Advance Diploma with a view to obtaining his Associate status with the Australian and New Zealand Institute of Insurance & Finance.




